Project facts
| Developer | Caya Housing Development Inc. (founded 2020) |
|---|---|
| Location | Brgy. Sta. Monica, San Pablo City, Laguna |
| Size | About 6 hectares |
| Product | 2-storey townhouses: 42 sqm lot, 38.5 sqm floor area |
| Amenities | Entrance gate and guardhouse, multipurpose hall, parks and playground, basketball court, centralized water supply, 24/7 security |
| Sister project | Caya Homes Candelaria, Quezon |
Facts come from the developer's published materials and news reports listed below. Phases, models, prices, and availability change. Request the current official price list before reserving.
Why buyers shortlist Caya Homes
For first-time buyers and minimum-wage households, Caya Homes is one of the lowest-priced ways to own a new home in San Pablo. If a unit and buyer qualify for socialized housing under the government's 4PH program, Pag-IBIG's 3% subsidized rate can make the monthly payment lower than many rents.
Sample computations
| Sample price | 10% equity | Loan | Monthly at 4.5% (Pag-IBIG 2026 promo, loans up to ₱4.9M), 30 years | Gross household income needed (35% rule) |
|---|---|---|---|---|
| ₱750,000 | ₱75,000 | ₱675,000 | ₱3,420 | ≈ ₱9,772 |
| ₱950,000 | ₱95,000 | ₱855,000 | ₱4,332 | ≈ ₱12,378 |
| ₱1,200,000 | ₱120,000 | ₱1,080,000 | ₱5,472 | ≈ ₱15,635 |
Illustration only: principal and interest, before MRI, fire insurance, HOA dues, and miscellaneous fees. Actual prices, loanable amounts, and rates depend on the unit, appraisal, and lender. Ask for an official computation.
If the unit and buyer qualify for socialized housing under the 4PH program at 3%:
| Sample price | 10% equity | Loan | Monthly at 3% (4PH socialized), 30 years | Gross household income needed (35% rule) |
|---|---|---|---|---|
| ₱750,000 | ₱75,000 | ₱675,000 | ₱2,846 | ≈ ₱8,131 |
| ₱950,000 | ₱95,000 | ₱855,000 | ₱3,605 | ≈ ₱10,299 |
Illustration only: principal and interest, before MRI, fire insurance, HOA dues, and miscellaneous fees. Actual prices, loanable amounts, and rates depend on the unit, appraisal, and lender. Ask for an official computation.
Who it suits
First-time buyers, young families, and minimum-wage or single-income households moving out of rent.
Verify before you reserve
- DHSUD License to Sell for the exact phase and block being offered (how to check)
- That the salesperson is PRC-accredited and authorized by the developer (how to verify)
- A HazardHunterPH report for your lot, and a visit after heavy rain (flood check)
- The turnover specification (bare, semi-finished, or complete), HOA dues, and renovation rules, in writing
- That payments go only to the developer's official account, with official receipts
What I can prepare for you, free
- The latest official price list and available inventory
- Side-by-side computations: Pag-IBIG, bank, and in-house where offered
- A scheduled site viewing, in person or by live video for OFWs
- Guidance on requirements, loan processing, and turnover inspection
Frequently asked questions
Is Caya Homes by Ovialand?
No. Caya Homes is developed by Caya Housing Development Inc.
Where is Caya Homes San Pablo?
In Brgy. Sta. Monica, San Pablo City, Laguna.
How big are Caya Homes units?
The developer lists 2-storey townhouses on 42 sqm lots with 38.5 sqm of floor area. Confirm the current models and turnover specifications.
Can I get Pag-IBIG's 3% rate at Caya Homes?
Only if the unit is priced within the socialized housing ceiling and you meet the 4PH program's income and eligibility rules. Otherwise the 2026 promo rate of 4.5% applies to loans up to ₱4.9M.
Compare other projects
All San Pablo projects · Best subdivisions in San Pablo City · House and lot for sale in San Pablo City
Sources
Checked October 4, 2026. This independent page is not the developer's official website; project names and marks belong to their owners.
About the author: Jeremiah Villagomez is a PRC-accredited and DHSUD-accredited Real Estate Salesperson based in San Pablo City, Laguna. He helps first-time buyers, OFWs, and relocating families buy house and lot homes with Pag-IBIG, bank, or cash financing. More about Jeremiah · Call 0976 302 6551
